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    <title>Commercial.Mortgage Guides</title>
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    <description>Today's commercial mortgage rates by lender and property type, built from live Treasury and SOFR data plus dated spread ranges, and a loan sizer.</description>
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      <title>Commercial mortgage prepayment penalties, with the math</title>
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      <pubDate>Sat, 24 Oct 2026 00:00:00 GMT</pubDate>
      <description>Yield maintenance, defeasance and step-down prepayment explained with a worked example, plus which lender types use which and when each one gets cheap.</description>
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      <title>How lenders size a commercial mortgage (LTV, DSCR, debt yield)</title>
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      <pubDate>Sat, 24 Oct 2026 00:00:00 GMT</pubDate>
      <description>Commercial lenders run three tests and lend the smallest answer. A worked example on a $10 million property, and why higher rates shrink loans.</description>
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